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Caregiving for elders

Costs of Caring for an Aging Loved One

Many adult children care for a parent in their golden years. Some are surprised by the costs of caring for an aging loved one. Family caregivers spend an annual average of $7,400 of their own money on caregiving expenses. In combination with a possible loss of income due to time away from work, it can sometimes be a financial strain for families.

Here are three steps you can take to reduce out-of-pocket caregiving expenses and recover some financial costs.

1.  Create a budget and track expenses.

Caring for an elderly loved one includes many expenses that you may not think of. Keep track of these expenses. After a few months, you can better predict what your caregiving expenses will be and adjust your budget accordingly. If you have siblings or other loved ones who may share the caregiving costs with you, it is a useful tool to split costs evenly. If you haven’t already, consider asking your loved ones for help with these caregiving expenses.

Possible Recurring Caregiving Expenses Possible One-time Caregiving Expenses
·         Groceries

·         Medical co-payments

·         Travel to and from doctor’s appointments

·         Incontinence supplies

·         Clothing

·         In-home professional care

·         Housekeeping

·         Mortgage

·         Home modification (railings, shower seat, etc.)

·         Medical alert system

·         Vehicle modifications

2.  Research tax implications of caregiving.

Understanding IRS guidelines for caregiver and senior filing can save you money and help you recoup some of your caregiving costs. If you meet these seven requirements outlined by the IRS, you may be able to claim an elderly parent as a dependent on your tax return. You may also be able to deduct medical expenses and home modification costs up to a certain amount. If you’re not sure about IRS rules and guidelines, talk to a tax professional to make sure you qualify for these benefits.

3.  Consider professional support.

For caregivers who want to keep their loved one at home, participating in a local Program of All-Inclusive Care for the Elderly (PACE) can provide professional medical care and significantly reduce the costs of caring for an aging loved one.

PACE provides eligible seniors the following services, typically at no added cost:

  • Preventive care and routine screenings
  • Dental and vision care
  • Transportation to medical appointments
  • Medical supplies, home safety modifications, and much more

PACE participants have a team of health care professionals that work to develop a customized care plan for each individual.

To learn more about WelbeHealth’s PACE services, visit welbehealth.com.

PACE Brings the Senior Daycare Center Home

The Pasadena Now published an article on the changes that WelbeHealth and Pacific PACE have made to continue to deliver health and wellness services to nursing home eligible seniors in the safety of their own home:

If there is one thing that the pandemic has taught us, it’s that just about everything, except going somewhere, can be done at home. This has naturally had a huge effect on businesses, retail, and now, senior care.

At the outset of the COVID 19 crisis, and in response to the state’s “shelter at home” order, WelbeHealth in Pasadena transitioned from a central Pasadena location to a remote at-home care model to serve seniors, while keeping them physically shielded from the spread of the virus.

As explained on their website, PACE (The Program of All-Inclusive Care for the Elderly) individually coordinates the care of each participant enrolled in the program, based on his or her needs with the goal of enabling them to remain living in their community. PACE is both a primary care provider and a health insurer. Currently, there are more than 240 PACE centers operating in more than 30 states.

“We had a day center where we wanted to prevent nursing home placement,” Regional VP & Pacific PACE Executive Director Sophia Guel-Valenzuela, explained Thursday. “We wanted to prevent trips to urgent care, or to the emergency room. We wanted to prevent people from isolation and loneliness.”

“So we bring them to our daycare center in Pasadena,” she continued. “We have activities, we have music therapy, we have recreation, we give them lunch. We have so many things to do, so many interactive, stimulating activities.”

But when the executive order came out for “shelter in place,” Pacific PACE suddenly had to support its participants in the home.

“So we basically implemented HomePACE,” said Guel-Valenzuela. “We transitioned to a HomePACE model where we are communicating with our participants with a Welbe Link. It’s a 4G LTE tablet.”

The simple-to-use tablet has become the key to instant communication between caregivers and patients, Guel-Valenzuela explained.

“We’re having video calls with our patients. And so we do recreation therapy. We have virtual bingo with them,” said Guel-Valenzuela. “They talk to their doctor, their social worker. Our personal care attendants have social calls with the patients. And so we’re supporting them as if they were in the center, but they’re out there at their home.”

The system organizes meal delivery as well, so patients don’t have to go out and be exposed unnecessarily to the grocery store or the pharmacy.

Pacific PACE Home also delivers all their medications to their home, and helps them with essentials like toothpaste and toilet paper.

‘We’re coordinating everything that they need to be safe,” Guel- Valenzuela pointed out. PACE also offers home care services, such as light housekeeping, and help with bathing and dressing.

Perhaps most importantly, though, the rate of confirmed COVID positive cases in PACE programs nationally is just 2.2%.

As Guel-Valenzuela noted, “Our care team is conducting daily phone calls for COVID-19 signs and symptoms among nearly 95 participants. We have not had any positive cases of COVID19, nor any hospitalizations related to COVID-19. We are equipped with appropriate PPE to serve our participants, and are literally saving lives through our HomePACE model of care.”

Following the success of the Pasadena program, WelbeHealth PACE plans a new operation in Long Beach on June 1.

For more about the services that PACE provides seniors so they can live more independently in their homes and communities, click here.

Coronavirus has ravaged nursing homes. For many seniors, there’s a safer option.

PACE keeps frail seniors healthy, socially engaged, and thriving, even in these unprecedented times.

As the Covid-19 pandemic continues to wreak havoc and claim lives across the country, many seniors and their families have grown nervous about the potential for outbreaks in nursing homes. Housing about 1.4 million Americans, nursing facilities are a major component of our country’s senior care infrastructure and are facing increasing scrutiny as hotbeds for the spread of the virus. In late April, California reported that nearly 40 percent of the state’s coronavirus-related deaths had occurred in the facilities, with a Los Angeles Times analysis finding that the actual figure could be even higher.

Older adults and people with underlying medical conditions are already at high risk, with reports of over 20 percent morbidity for patients ages 80 and older. With the added risk of congregate living in close quarters, nursing homes have become some of the earliest sites of coronavirus outbreaks.

That’s not to say that nursing home operators are to blame for this situation. Even the most comprehensive infection control policies and procedures may not be able to fully contain the virus when the nature of the facilities’ design is so high-risk. In one of his recent daily briefings, New York Governor Andrew Cuomo described housing “vulnerable people in one place” as a “feeding frenzy” for coronavirus. Acknowledging the high risk, at least six states have now gone so far as to grant nursing facilities explicit immunity from coronavirus lawsuits…..read more.

For more on the PACE services that safely provide comprehensive care for seniors, click here.

How to properly wash your hands

The CDC has provided guidance on how to properly wash your hands.  During the current coronavirus pandemic, knowing the proper technique has never been more important.

Key Times to Wash Hands

You can help yourself and your loved ones stay healthy by washing your hands often, especially during these key times when you are likely to get and spread germs:

  • Before, during, and after preparing food
  • Before eating food
  • Before and after caring for someone at home who is sick with vomiting or diarrhea
  • Before and after treating a cut or wound
  • After using the toilet
  • After changing diapers or cleaning up a child who has used the toilet
  • After blowing your nose, coughing, or sneezing
  • After touching an animal, animal feed, or animal waste
  • After handling pet food or pet treats
  • After touching garbage

During the COVID-19 pandemic, you should also clean hands:

  • After you have been in a public place and touched an item or surface that may be frequently touched by other people, such as door handles, tables, gas pumps, shopping carts, or electronic cashier registers/screens, etc.
  • Before touching your eyes, nose, or mouth because that’s how germs enter our bodies.

Follow Five Steps to Wash Your Hands the Right Way

Washing your hands is easy, and it’s one of the most effective ways to prevent the spread of germs. Clean hands can stop germs from spreading from one person to another and throughout an entire community—from your home and workplace to childcare facilities and hospitals.

Follow these five steps every time.

  1. Wet your hands with clean, running water (warm or cold), turn off the tap, and apply soap.
  2. Lather your hands by rubbing them together with the soap. Lather the backs of your hands, between your fingers, and under your nails.
  3. Scrub your hands for at least 20 seconds. Need a timer? Hum the “Happy Birthday” song from beginning to end twice.
  4. Rinse your hands well under clean, running water.
  5. Dry your hands using a clean towel or air dry them.

Our own Nurse Cheryl demonstrates these techniques in the video below:

To see what PACE services we provide to safely keeping seniors living in their homes and communities, click here.

Addressing Senior Isolation: Radio Interview

Combating senior isolation and loneliness during the COVID-19 pandemic and what WelbeHealth has done to combat this issue was the topic that Jillian Simon and Kristi Halva discussed this weekend in a radio interview.  The importance of combating senior isolation has become a growing issue during this time as the CDC recently reported on the links between isolation and disease on the senior population.  The steps we took not only helped provide a conduit for seniors to socialize with our staff and find entertaining ways to keep busy, but also allowed our staff to be able to provide the services our seniors needed to stay healthy and independently in a remote setting.

To learn more about the other seniorcare services PACE provides, click here.

TAKING ACTION TO PROTECT OUR SENIORS DURING THE COVID-19 PANDEMIC

To our dear seniors, families, and caregivers,

As you know, the spread of coronavirus continues to escalate globally, nationally, and here in California. During these challenging times, I want you to know that our leadership teams have been working around the clock to implement a proactive clinical and operating model to keep our seniors safe and our team healthy.

We are taking bold, aggressive, and preemptive actions to maintain the health and well-being of our PACE participants and our team.

Pandemic Response Systems Implemented:

Our organization has been prepared to operate during a pandemic since long before the emergence of COVID-19. On March 13, we formally mobilized our emergency preparedness program and launched our Pandemic Incident Response Systems. These systems include a well-defined chain of command and pandemic-specific roles and responsibilities for our team, ensuring clear communication and enabling continued high quality of care for our participants.

Remote/At-Home Patient Care Launched:

As of March 16, our PACE participants are receiving nearly all their care remotely, at home. In addition to medical care, we continue to provide essential services to our seniors based on individual needs, including food preparation and delivery, medication delivery, and personal hygiene assistance.

Each participant has also been provided with a 4G LTE “WelbeLink” tablet with hardware and software specifically designed for use by seniors. Our care teams are using these tablets to maintain regular video communications with participants in the home.

Work from Home Mandated:

As of March 16, all WelbeHealth staff have been mandated to shelter in place and work from home unless otherwise assigned by our emergency response team. This mandate protects our participants and caregivers and ensures immediate containment of any single COVID-19 case.

COVID-19 Resources Ready:

We’re working closely with local, state, and federal health officials to ensure we have appropriate resources in place to care for our seniors. We are prepared to test participants and staff for COVID-19 when appropriate. In addition, we continue to monitor and comply with evolving government and CDC guidance.

My colleagues and I chose to work in healthcare out of a sense of calling—a desire to serve and contribute when it matters most. I’m grateful for the opportunity to serve you, and I assure you that our team will continue to make every effort to do the right thing and protect our seniors during this critical time.

Sincerely,
Si France, MD
CEO, WelbeHealth

To learn more about our PACE services, click here

How COVID-19 Spreads

How to Protect Yourself & Others

Social Distancing